Stamford, North Stamford, and Greenwich real estate and homes for sale in Connecticut - Elayne Jassey, REALTOR® Elayne Jassey REALTOR(r) for Stamford, North Stamford, and Greenwich, Connecticut real estate - NUMBER1EXPERT™ Elayne Jassey NUMBER1EXPERT(tm) for Stamford, North Stamford, and Greenwich, Connecticut real estate

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Elayne Jassey, REALTOR®, real estate agent and broker for Stamford, North Stamford, and Greenwich Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Calculators: Stamford, North Stamford, and Greenwich Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT
Welcome > Resources > Mortgage Calculators > What Is Your APR? ...

The Best Mortgage Calculators On the Web!
 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
 

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support



Definitions

Annual Percentage Rate (APR)
A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Loan origination percent
The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.

Discount points
Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.

Other fees
Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Elayne Jassey, REALTOR®, real estate agent and broker for Stamford, North Stamford, and Greenwich Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Elayne Jassey
Prudential Connecticut Realty
1200 High Ridge Road
Stamford, CT. 06905
Toll Free: 800-362-7625
Office: 203-329-0136
Fax: 203-329-7880
Email: ElayneJassey@NUMBER1EXPERT.com

Elayne Jassey knows that numbers do count … and being #1 counts the most! She has been the #1 sales executive w/Prudential CT Realty’s Stamford office for the past 22 consecutive years; she has been #1 in Connecticut for 19 out of the last 22 years, and in 2007 she was #1 in Stamford sales per the CMLS for the 6th consecutive year. She has been named by The Wall Street Journal to their “Top 200 in Real Estate,” and Realtor Magazine named her to their list of Top 50 Solo Performers in the U.S. In this age of real estate specialization and teams, Elayne is most proud of her continuing work as a solo performer, one of those who still provides her service, individually, to each and every customer. Elayne looks forward to working with you personally, and helping you and your family market your home or find the perfect home or investment property. According to Elayne ”Meeting YOUR real estate needs is truly #1 to me!”

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Prudential Connecticut Realty real estate and homes for sale in Stamford, North Stamford, and Greenwich Connecticut

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